SIBLSL

Margin Loan

SIBL Securities Limited provides margin financing facilities to eligible clients in accordance with applicable BSEC regulations and the Company's approved policies. The facility enables eligible investors to obtain financing against qualifying securities, subject to prescribed margin requirements, risk assessment, and regulatory conditions.

Margin Financing for Eligible Investors

SIBL Securities Limited offers margin financing facilities to eligible clients to support investment in qualifying securities listed on the Bangladesh capital market. Margin financing is provided strictly in accordance with the applicable Bangladesh Securities and Exchange Commission (BSEC) Margin Rules, 2025, relevant regulatory directives, and the Company's approved risk management and compliance framework.

Under the applicable regulatory framework, margin financing is provided against eligible margin-financeable securities and is subject to prescribed eligibility criteria, margin requirements, risk assessment, and the execution of the required margin agreement. The facility is maintained through a designated margin account, with the client's portfolio and margin position monitored in accordance with applicable regulatory requirements.

Eligibility & Regulatory Compliance

Margin financing is available only to clients who meet the applicable regulatory and internal eligibility requirements. Under the current framework, eligibility includes prescribed requirements relating to the client's trading history, investment level, account status, KYC and risk assessment, as applicable.

The facility is subject to restrictions regarding the securities and purposes for which margin financing may be used. Accordingly, clients may receive financing only for securities that qualify under the prevailing regulatory framework and the Company's approved list of margin-financeable securities.

Risk Management & Margin Maintenance

SIBL Securities Limited maintains appropriate risk-management measures in connection with margin financing. Clients are required to maintain the prescribed margin/equity level against their financed positions. Where a client's margin position falls below the applicable regulatory threshold, the Company may take appropriate action, including issuing a margin call and, where permitted or required under applicable regulations, selling securities to regularize the account.

Responsible Margin Financing

Margin financing involves financial leverage and market risk. A decline in the market value of securities may reduce the client's equity and may result in additional margin requirements or the sale of securities in accordance with applicable rules and contractual terms. Therefore, investors should carefully assess their financial capacity and investment objectives before utilizing margin financing.

SIBL Securities Limited remains committed to maintaining regulatory compliance, prudent risk management, transparency, and responsible client service in providing margin financing facilities.

Important Regulatory Notice

Margin financing facilities are subject to the prevailing rules, regulations, directives, circulars, and orders of the Bangladesh Securities and Exchange Commission (BSEC), applicable requirements of the relevant stock exchange, CDBL procedures, and SIBL Securities Limited's internal policies. The availability, terms, eligible securities, margin requirements, and other conditions may be revised from time to time in accordance with regulatory changes.

BSEC's current regulatory framework should be treated as the primary reference because the Commission has already amended the 2025 Margin Rules in August 2026.